PayPal - Send, Shop, Manage

4.3
3.16M reviews
100M+
Downloads
Content rating
Everyone
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About this app

More ways to PayPal— It’s a simple and secure way to get paid back, send money to friends, discover cashback offers from brands you love, manage your account and more.

FIND DEALS RIGHT IN THE APP
• Stack your rewards – Get cashback offers3 from brands you love and keep collecting your eligible credit card rewards** on top of it all
3Eligible items only. Redeem points for cash or other options. Terms and exclusions apply. See PayPal Rewards terms and conditions at PayPal.com/rewards-terms. **Subject to issuer’s rewards program terms PayPal rewards are subject to applicable terms: paypal.com/us/legalhub/pp-rewards-program-tnc

SEND AND REQUEST MONEY FOR FREE
• When funded by a bank account or with your PayPal balance, it’s free to send money or get paid back by friends and family in the US on PayPal
• Request money securely from friends or family and personalize your payments

EARN UNLIMITED 3% CASH BACK
• Earn an unlimited 3% cash back1 when you use the PayPal Cashback Mastercard(R) for PayPal purchases-unlimited cash back, no rotating categories, no annual fee2
• Apply for your card, manage your account, and redeem your cash back in the app.
1Subject to credit approval. See Rewards Program Terms for details and eligibility criteria found at: https://www.synchronycredit.com/gecrbterms/html/PayPalCashbackRewardsTerms.htm
2 For New Accounts: Variable Purchase APRs are 20.24%, 29.24% and 32.24%. Minimum Interest Charge is $2. APRs are accurate as of August 1, 2023, and will vary with the market based on Prime Rate.
Learn more at https://paypal.com/cashbackcard

GROW YOUR MONEY WITH HIGH-YIELD SAVINGS
• Roll your money into PayPal Savings and earn a current 4.30% APY–that’s 9x the national average*.
• Easily manage your account right from the app. Transfer money in and out, set individual goals, and track your progress as your savings grows.
*As of June 07, 2023, the annual percentage yield (APY) for PayPal Savings is 4.30%. This is a variable rate and can change at any time, including after the account is opened. National average source: FDIC National Rates and Rate Caps as of February 20, 2024. https://www.fdic.gov/resources/bankers/national-rates/#one PayPal is a financial technology company, not a bank. Banking service provided by Synchrony Bank, Member FDIC. PayPal Balance account is required to use PayPal Savings.

TRACK ORDERS STRAIGHT TO YOUR DOORSTEP
• Auto-track your packages even if you didn’t pay with PayPal and get live updates each step of the way
• Simply link your Gmail account to track your packages or add tracking details manually in the app if it didn't update automatically. Not all sellers are participants.

PAY IN 4 WITH PAYPAL
• Buy now and pay later by splitting your purchase into 4 interest-free payments at millions of online retailers with no late fees
• Payments are easy to manage in the app. Pay in 4 is available upon approval for purchases of $30 - $1500 and is currently not available to residents of MO or NV. 18 years old or older to apply. PayPal, Inc.: Loans to CA residents are made or arranged pursuant to a CA Financing Law License. GA Installment Lender Licensee, NMLS #910457. RI Small Loan Lender Licensee. NM residents: Go to paypal.com/us/webapps/mpp/campaigns/newmexicodisclosure. Learn more atpaypal.com/payin4

TRUST PAYPAL SECURE TRANSACTIONS
• PayPal helps keep your financial information secure, with commercially available encryption and fraud protection

Availability of features varies by market
Updated on
Mar 8, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info
This app may collect these data types
Location, Personal info and 7 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.3
3.1M reviews
itheob
March 14, 2024
I have used PayPal for and it has been great. But, since I've used the pay in 4 option. I have been dealing with problems. Last night I tried to use the pay in 4 option for a payment, and was granted but my phone cut out of service. I went back today to do it and was denied. When I looked in my connected account, the deposit amount was taken from yesterday and the DENIED attempts today. I have tried calling and texting to fix this because I have pending transactions and can't go on.
21 people found this review helpful
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PayPal Mobile
March 14, 2024
Hello there! We understand your concern regarding the issue with PayPal in 4. To know more information on pending transactions, please visit https://www.paypal.com/cshelp/article/HELP465. For further assistance, kindly visit paypal.com to contact us. Our team will review and assist you. Apologies for the inconvenience this may have caused. -Shirley
Charlotte (Jane)
March 15, 2024
I understand the need for security, but the system is way too over the top. Sometimes if you just barely miss something it takes you 20 minutes to get past. Secondly, the website said it couldn't understand my request, so it's not smart enough to connect to google pay. Third, I can't add any of my cards. It keeps saying that that I have insufficient funds(Even though it said I didn't have to pay for anything) or that I need to add a different card, even though my card was VISA.
20 people found this review helpful
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Valorie A
March 10, 2024
They suck now. Their security methods are exhausting with all those little pictures to prove you're human. I've been told that they steal your information from your phone when they make you do those puzzles. Also, they changed the app so now I can't find my PayPal Credit balance in the app. I have to go online. And just because my balance went up to $90, it resulted in a 39 point drop on my credit score.
357 people found this review helpful
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PayPal Mobile
March 10, 2024
I am sorry to hear that you had to go through this. Issues like accessing accounts, resetting passwords must be resolved over the phone. Regrettably, we at Social Media Support cannot verify the user identity due to the security concerns involved in this medium.

What's new

Do more with PayPal, with more power packed into a single app. Shop the world with ease, send payments near and far, and much more. Find what matters to you and keep track of it more easily by downloading the latest version of the app.