SBI 바빌론

This is “SBI Babylon,” a smartphone-only application from SBI Savings Bank, the industry’s number one.
- Ranked first in the industry in terms of mid-interest credit loan usage amount for four consecutive years (based on disclosure by the Korea Federation of Savings Banks in 2018-21)
- Ranked 1st in the industry in the asset sector (based on 2023.06 management disclosure)
Reviewed by the Korea Federation of Savings Banks 2023-00996 ('23.09.23~'24.09.22)


With “SBI Babylon,” the (S) repayment period is long! (B) The limit to what you want is high! (I) Low interest burden! Try it
Safe loan limit inquiry that does not affect credit rating, loan application with no loan record left until remittance,
Various loan-related inquiry services (loan information, transaction history inquiry) are available.

「SBI Babylon」 service information
1. Loan products
- A diverse lineup of products available, from government-supported loans for office workers, business owners, to refinance products for debt consolidation and small emergency loans!
- Product: All SBI Savings Bank credit loan products / Interest rate: 7.9%~19.9% ​​per year / Maximum limit: KRW 200 million / Maximum 120 months
- Target: 20 years of age or older, credit score [NICE standard] 350 or higher, tenure conditions vary by product / Repayment method: equal principal and interest split, equal principal split
- Interest charging period: After every 1 month / In case of late payment: Contracted interest rate + 3%p (within 20% of legal maximum interest rate)
- Early repayment fee: Up to 2% (if repaid within 2 years, however, Saitdol 2 is exempted)
- Stamp duty: If the amount exceeds 50 million won, the customer will pay 35,000 won; if the amount exceeds 100 million won, the customer will pay 75,000 won.

2. Loan limit inquiry
- Safe loan limit inquiry that does not affect credit rating
- Recommend loan products tailored to each customer’s situation and check availability

3. Loan application
- Submit documents from mobile loan availability inquiry
- All processes, from loan consultation, document review, and loan execution, are easy and non-face-to-face!

4. My Loan Inquiry
- Inquiry on loan information such as personal information and transaction history inquiry
- Non-face-to-face document submission function

5. Public certification
- Import certificate/Export certificate/Manage certificate

6. Precautions
- Before using a financial product, please check the terms and conditions through the product description, website, and terms and conditions.
- You have the right to receive a sufficient prior explanation of the product, and please understand the explanation before transacting.
- Excessive borrowing can cause a decline in personal credit score.
- A decline in personal credit score may result in restrictions or disadvantages in financial transactions.
- In case of late payment, you may be required to repay the principal and interest before the expiration of the contract period.

In the future, various menus suitable for smartphones will be further configured and upgraded.
We promise to work hard to provide convenient and optimized services. thank you