SpardaApp

This app is suitable for customers of Sparda-Bank West eG, Sparda-Bank Hessen eG and Sparda-Bank Ostbayern eG.

With the free Sparda-Banken app, you can conveniently do your mobile banking anywhere from your smartphone or tablet.

Features:
• Get current account balance
• Fast login with fingerprint (Android 6.0 and higher - please note that for security reasons we currently do not support older fingerprint sensors that are not natively supported by Google's fingerprint hardware.)
• Registration incl. online PIN assignment for new customers
• Carry out transfers and appointment transfers - also by means of photo transfers
• Cashless payment with VIMpay: Load your VIMpay account with the SpardaApp and pay with your smartphone at the checkout (at participating Sparda banks)
• Convenient transaction approval with the SpardaSecureApp
• Management of the SpardaSecureApp
• Setting up, changing, deleting standing orders
• SpardaBargeld: Pay out and deposit cash without a bank card. Simply generate a barcode and redeem it in stores (at participating Sparda banks).
• SpardaAppHeber: Withdraw cash from an ATM at your Sparda bank. Without a giro card. Simple, safe and only with your SpardaApp (at participating Sparda banks).
• Direct Debit Return
• Sales search
• Carry out transfers
• Germany-wide ATM search for free cash procurement (CashPool) plus display of retail markets where cash is available free of charge at the checkout
• Use of the payee from online banking
• View sales list with details
• Total balance display
• Contact functions (call bank, contact form)
• Customer communication (at participating Sparda banks)
• Mobile appointment scheduling: Would you like a consultation appointment at your Sparda bank? No problem! Choose a topic and branch and simply set a desired date for our consulting professionals (at participating Sparda banks).
• Account renaming and account sorting in the SpardaApp
• Share IBAN or account details
• Product information pages (at participating Sparda banks)

Security:
• The application is protected by an individual password (master password).
• Maximum application security through encryption of the customer number and online PIN using a device-specific token.
• SSL-encrypted data transfer
• Transaction release procedure: In addition to the chip TAN procedure, the SpardaSecureApp is available for convenient transaction release.

Requirements for using the photo transfer:
To use the photo transfer you need a mobile device
• Accelerometers
• Camera
• Camera flash / photo light
• Auto Focus

Please also note:
• We recommend an Android operating system from version 5.0 to operate the app.
• User-specific data will be migrated in the course of the version update. This includes created bank details and the master password, provided this corresponds to the security guidelines of the current application (at least six characters).

Your opinion is important to us!
We welcome ideas and suggestions on how the SpardaApp can be improved.