中國信託行動銀行 Home Bank

4.8
222K reviews
1M+
Downloads
Content rating
Everyone
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About this app

●China Trust Bank [Home Bank APP] can be carried with you 24 hours a day. Regardless of transfer, payment, financial management, credit card & loan services, it is super convenient to control it with one hand!

[My Way digital membership newly launched]
Everyone can easily join My Way digital membership to enjoy exclusive discounts and accumulate My Way points. The more digital transactions you make, the more you accumulate. The points can also be redeemed for rich gifts!

[No need to remember password, quick login]
●Use fingerprint, face and graphic authentication to quickly pass the level and say goodbye to the days when you can't remember your account and password.

[Lifestyle discounts, hundreds of discounts to choose from]
●Card swiping discounts and electronic coupons, a total of hundreds of discounts can be used at any time.
●Take the coupons with you and click on the Home Bank APP to check and use them anytime!

[Search the entire site to quickly find the trading functions you need]
●The search bar on the top of the three main homepages of My, Offers and Financial Management records recent searches and used functions.
●Synchronically recommend keywords that everyone is searching for.
●At the bottom of my homepage, there is a conversational service entrance. Just speak to the voice assistant Xiao B to quickly check the deposit/credit card transaction details, check the exchange rate, and perform transfer transactions.

[No account required, quick payment]
●Through social software, you can easily initiate payment without remembering the other party's bank deposit account, allowing you to "conveniently transfer".
●Use voice or QR Code to transfer funds, and with fingerprint/face verification, you can easily transfer funds to non-agreed accounts without deleting the account number.
●Provides deposit account copy function, and can also directly share account information, providing account information to friends more quickly.
●Provide multiple payment reminder notification channels, you can choose from social media, email or mobile push.
●Transfer provides one-click capture of the transaction result screen and the ability to hide the account number and balance. It can also be notified by uploading a picture card.
●The pushed OTP message is simplified and automatically displayed when the APP is opened within the transaction validity period.

[Smart Reminder, Multiple Payments]
● Notify you of depositing money into your account, swiping your credit card for purchases, big and small events. Choose from social media, email, or mobile push notifications to ensure you don’t miss any messages!
●The payment center contains a variety of items, including utilities, telecommunications fees, tuition and miscellaneous fees, card fees/loans, taxes, highway supervision fees, insurance fees, gas fees, parking fees, etc., and supports credit card payments for comprehensive income tax and license tax , house tax, land value tax, making tax payment more convenient.
●Proactively detect your regular payment needs and automatically remind you to pay smartly, so you don’t have to worry about missing any bills.
●Scan the Taiwan water bill QR Code to check the fees payable and pay online, which is convenient and fast.

[Financial management with one finger, smart investment]
● Quickly and intuitively check exchange rates and find funds, allowing you to manage finances 24 hours a day without getting tired and play easily!
●The currency exchange price notification allows you to grasp the market fluctuations and not miss the correct exchange rate; the query is upgraded, and the exchange rate trend and personal average transaction exchange rate can be viewed simultaneously.
●The currency exchange threshold has been lowered, and you can exchange currency equivalent to 30 US dollars!
●"Zhidong GO" intelligent investment plan helps you select, track stocks, and automatically adjust your investment portfolio.
●"Lanshan Piggy" helps you make small change investments while spending money, and you can easily manage your finances immediately.
●Funds, ETFs/overseas stocks, bonds and Zhidong GO can also be easily invested online, and diversified financial management can be all done on the APP.
●New discount display method for fund subscription, the discount amount is clear at a glance.

[Credit card life services, one-stop easy management]
●Working with 7-ELEVEN to upgrade services: Cardholders bind OPEN POINT membership and check OPEN POINT balance instantly!
●Multiple credit card life services:
-Card management function: Centrally control the credit cards in hand. The activation status, electronic ticket function and transaction settings of each card can be managed in the APP
-Limit management function: Provides functions for adjusting fixed quotas, applying for temporary quotas, and managing additional card quotas, making the quota more flexible.
-Benefits and discounts: Quickly check the number of additional benefits and discounts, and regularly promote new discounts. You can also quickly find discounts through keywords and collect discounts at once.
-Multi-channel card payment: Provides online payment, sets credit card automatic deduction function, and also provides supermarket/counter payment barcodes. You can choose the payment method

[Loan services, easy inquiry and application]
●Provide housing credit detailed inquiry services to meet your diverse accounting needs.

[Reserve at a branch and get your number with one click]
● Make an appointment online for branch services, handle account opening, Taiwan foreign currency deposit/withdrawal, Taiwan foreign currency transfer and other projects, saving valuable time!
● Make an appointment to pick up a number at a branch, so you can go to the branch without drawing a number plate and save time!

【Friendly Financial Zone】
●Provide considerate and barrier-free financial services, including balance inquiry, non-agreed transfer, exchange rate inquiry and other functions.

Digital banks recognized by multiple international awards:
■ 2024 The Asset Taiwan’s Digital Bank of the Year
■ 2023 Global Finance The World's Best Personal Finance Digital Bank
■ 2023 The Digital Banker Asia-Pacific Best Digital Personal Finance Bank
■ 2023 Financial News Best Digital Finance Award

We remind you that to ensure the security of your account, please install protective software on your mobile device; however, it cannot be used on cracked mobile devices.
Updated on
Apr 19, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
No data collected
Learn more about how developers declare collection
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.8
219K reviews
A Google user
December 13, 2018
The app has a clean and nice design, but I cannot recommend it for its deceptions. It offers an English interface, but many of the functions of the APP that are available in Chinese do not appear at all in the English interface. I think it is deceptive that it does not give a notification that the English interface is heavily reduced in functionality. This is very frustrating to me as I have to slowly read through the Chinese interface. I assume it is impossible to use for anyone that cannot read Chinese at all. For example, certain account transfers (within your own accounts) were not available in English until 1 year ago. To this day, making a fixed (timed) deposit is not available in the English interface. The app seems to work fine for many people in the Chinese interface, so why can't the same be done in the English interface? Non Chinese-readers should not be subjected to ambiguity in 3rd party translations when it comes to important things like their finances. At least, the developer should list the functions that are not available in the English interface.
52 people found this review helpful
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Bleddyn Pijpers
September 21, 2021
Maybe the Chinese version is better but the English version is absolute garbage. By far the worst finance app I have used. A lot of issues could be solved by simply proofreading translations or getting the English version translated professionally. Other than that the UI is confusing resulting in a pretty bad user experience. I expected more from the tech powerhouse that is Taiwan
10 people found this review helpful
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CTBC Bank
September 22, 2021
您好,感謝您的回饋,我們會持續努力優化,謝謝。
Wenti Su
May 23, 2023
I've updated to latest iOS(iphone XR) and the latest app version but once I open the app, it took me about 2-3 minutes to jump to verify page. And also took so long while changing between different functions. Also the English version has less functions than Chinese one. Would like this app works smoothly on iPhone and also want to have a full function of it
7 people found this review helpful
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CTBC Bank
May 26, 2023
親愛的客戶您好,抱歉造成困擾,我們會再持續優化使用者體驗。可能是網路訊號不穩定,建議您先重新開機,在收訊較穩定地方開啟app,可降低無法連線伺服器或畫面卡住無法使用的問題發生,謝謝。

What's new

中國信託Home Bank APP持續優化,本次登入後首頁改版,並升級基金、信用卡、收款等服務,立即下載/更新,體驗超全面服務!
1. 登入後首頁帳務資訊,可自設詳細版/簡易版,體驗更個人化
2. 快速查詢熱搜基金、市場排行、主題基金,還有全新的使用介面,提供更佳的基金申購體驗
3. 信用卡申辦進度查詢更直覺,線上補件更方便
4. 社群收款全新改版,提供最直覺的收款體驗

多項國際獎項共同肯定的數位銀行:
■ 2024 The Asset 臺灣年度最佳數位銀行
■ 2023 Global Finance 全球最佳個人金融數位銀行
■ 2023 The Digital Banker 亞太最佳數位個人金融銀行
■ 2023 財訊 最佳數位金融獎