myFICO: FICO Credit Check

4.5
8.57K reviews
1M+
Downloads
Content rating
Everyone
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About this app

90% of top lenders use FICO® Scores– do you know yours? Get your FICO Score, from FICO. And don’t worry– checking your own credit will not hurt your score. Compare your FICO Scores and credit reports from all 3 bureaus—Experian, TransUnion, and Equifax—side-by-side and get the right credit score for your goal.

Although they may look the same, other credit scores can vary as much as 100 points from your FICO Score. With myFICO, you can view and monitor your FICO Scores and credit reports right from your fingertips. You'll get alerts on your Android device when changes are detected.


Features
• FICO® Scores – Check your FICO Scores while on the go, including versions used in mortgage, auto and credit card lending
• Insights – Learn how your credit history affects your FICO Scores
• FICO Score Simulator – Explore how different actions could affect your FICO Scores
• Alerts – Monitor your credit and identity
• Reports – Instantly access your credit reports and credit data
• Score History Graph – Track your FICO Score 8 over time
• Credit Education – Explore videos and educational content to learn about credit and FICO Scores
• Fast and secure login with fingerprint, face or other biometric (on supported devices) plus 2-Step Verification option

Certain features are available only with eligible myFICO subscriptions. Learn more at www.myfico.com.
Updated on
Feb 21, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Device or other IDs
This app may collect these data types
Location, Personal info and 4 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.5
8.45K reviews
Thomas Smith
March 12, 2024
Credit score app and scoring system is rigged. Thankful I have no debt. But if i use my credit card which I always pay off and the amount goes above 30% I get almost instantly get points deducted from my score but if I keep it below 30% it takes several months to regain the points. It is a rigged system that I'm glad that I am not in bondage to. It is just sad that they treat people that way. I can't see any future loans being approved with the way they treat my score.
13 people found this review helpful
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Bill Miles'
December 28, 2023
I like this app only because it gives the score most lenders use. I don't like that it is proprietary and, for all intents and purposes, a monopoly. They pull your credit report once a month on the premium plan. They monitor for changes and only update your 3 main FICO 8 scores, with an estimate based on the changes, which is not as accurate as pulling and scoring your entire credit report. If the updates included all the scores, it might be worth what they charge. I can't fully recommend.
45 people found this review helpful
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Marilyn Chatterton
December 16, 2023
The app itself functions well and does what it is supposed to do. No glitches that I have noticed. The problem I have here is that the free version doesn't show you relevant information and it could, for free. This isn't just with this app. All credit reporting apps give you the very bare minimum and anytime you click on more it wants you to pay, pay, pay. Many people working on their credit. I feel like they make enough money to show us our OWN information for FREE. THIS SHOULD BE ALL FREE.
63 people found this review helpful
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What's new

New refreshed look and feel