Simpl: Shop Now. Pay Later.

4.4
243K reviews
10M+
Downloads
Content rating
Everyone
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About this app

Simpl Pay Later is a payment app that simplifies your online shopping experience without the hassle of OTPs or passwords. You can buy now pay later at your own convenience for all your needs. It is truly among the smoothest Buy Now Pay Later Apps in India.

Using the Simpl payment app, you can make quick payments for popular brands like
Zomato, Bigbasket, Blinkit, MakeMyTrip, Dunzo, JioMart, Zepto, Tata 1mg, Nykaa, UrbanCompany, Goibibo, RedBus and many more.

Also, after a few successful transactions, you can unlock the option to pay utility bills with ease. The Billbox option on the Simpl Pay Later App allows you to pay your utility bills such as Gas Bills, Electricity Bills, Water Bills, Postpaid Bills and also lets you recharge your TV, Prepaid Mobile, Wi-Fi with a 1-tap. These get added to your Simpl Pay Later Bill, which you can clear later.


Here is a list of things you can do using Simpl Pay Later:

Make Quick Payments with One-Tap
Simpl Pay Later is one of the best paylater apps that let you do quick payments with just one click. There are no OTPs, CVVs or passwords required.

Pay - in - 3
On selected merchants, you can avail the option of completing your payment in 3 parts over 2 months without any interest or hidden charges. It adds affordability to your diverse needs so you can easily budget and pay for your shopping later.

Zero Interest or Hidden Fees
Simpl is one of the few BNPL apps in India that allows you to make purchases online without any interest or hidden fees. So, you pay zero interest over your purchase amount even when you paylater.

Quick Refunds for Cancellations
Say goodbye to being worried about delayed refunds. With the Simpl payment app, you can get refunds in seconds in the event of order cancellations.

Minimum KYC
You can set up the Simpl BNPL functionality in minutes as it involves minimum paperwork for verification. You don’t have to worry about multiple KYCs, passwords, and other paperwork.

Avail Exciting Offers
With this Shop Now pay later app in India, you can unlock exciting offers for purchases across multiple merchants.

Billbox: Make Utility Bill Payments Online

Your Go-To Recharge App
You can pay for your Broadband, DTH, and mobile recharges - the amount gets added to your Simpl Bill, which you can pay later. Using this premium feature of this BNPL app, you can simply recharge online without any hassle!

Hassle-Free Bill Payments
Simpl makes all your timely online bill payments easier! You can make your repay your gas bill online, complete your FASTag recharge and water bill repayment online and also clear your electricity bills in a tap - all these will get cleared immediately and you can pay for the same later with your Simpl Bill.

Why Choose Simpl?
Simpl is a mobile-first, buy now, pay later platform that is reimagining payments driven by trust, relationship, and loyalty between merchants and their consumers. We achieve this through frictionless checkout, POS credit, and data-driven loyalty.

Here’s How Simpl Works:
Simpl generates bills twice each month. On 15th, you receive the bill for your purchases/payments between 1st and 15th. Likewise, on 30th/31st, you receive the bill for purchases/payments made from 16th to 30th/31st. You can pay even before your bill arrives by logging in to your account.

Simpl charges a penalty of up to INR 250 excluding GST in case of consistent non-payment of bill on due dates. However, if you inform Simpl of any issues, no charges will be levied.

There’s a default spending limit set when you first use the app. But according to your usage, the spending limit may vary. If you clear your dues consistently on time, we can increase it, and vice versa in the opposite scenario.

Read the FAQs here!: https://www.getsimpl.com/help/
Download the app now and say hello to a Simpl life!
To check if you’re pre-approved for Simpl Pay Later, visit https://getsimpl.com
Stay updated on all things Simpl:
Twitter: https://twitter.com/getsimpl
Updated on
Apr 19, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info and 5 others
This app may collect these data types
Location, Personal info and 5 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.4
242K reviews
Shivani Yeshwant
April 5, 2024
Very frustrating how the app stops functioning/keeps crashing right on the day of payment and very conveniently works fine the next day once the payment deadline has passed and they end up charging penalty. Initially I thought it was a one-off case and let it go but this has been happening quite frequently now. Do not recommend this app at all!
161 people found this review helpful
GetSimpl Tech
April 5, 2024
Hi Shivani! We're sorry to hear about your frustrating experience. Please accept our sincere apologies for the inconvenience caused. We understand the importance of timely payments and are committed to resolving this issue promptly. Please reach out to us via our social media channels or chat with our bot, SIA, for further assistance. ^Khizer
Prakash G
March 28, 2024
Alert! Don't use this facility at all. You are billed wrongly sometimes. You have to lose huge amount if you pay the bills a little later. The penalty is too high. Moreover, you cannot contact them neither by phone nor by email to resolve issues. The only good thing about this is you can pay to Zomato, Swiggy or other utility bills on a fast pace—without any glitches. Sorry to say this.
143 people found this review helpful
GetSimpl Tech
March 28, 2024
Prakash, it's disheartening to learn that you're dissatisfied with Simpl, and we regret that we couldn't meet your expectations. Please connect with us via SIA if you encounter any challenges with paying any bills. We're here to ensure that things are set right for you. --Rupesh--
jeevana praharsha
April 13, 2024
My account has been linked for automated payment..... The money is getting cut more than the amount I need to pay , upon that additional late fee is charged incorrectly with an incorrect amount and further getting deducted... When the concern is raised the ticket is being closed multiple times without resolving the issue .... I would suggest not to use simpl app anymore,not to trust them as they have come down to deducting the money incorrectly rather say robbing and stealing customer's money.
23 people found this review helpful
GetSimpl Tech
April 13, 2024
Jeevana, it's concerning to see this review. There shouldn't be a chance that an additional deduction was made and a ticket closed without a response. Please connect with us via DM on any social platform. Since you feel the SIA tickets are closed without resolution, we'll assist in resolving this matter promptly. --Rupesh--