4.0
10.9K reviews
1M+
Downloads
Content rating
Everyone
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About this app

SEND MONEY TO ANYONE

Choose Pivo to send money to anyone easily and securely, for free. All you need is the recipient’s phone number. Try it between friends, for joint gifts or at a flea market.

Pivo can be used by customers of any Finnish bank. If the recipient hasn’t downloaded Pivo yet, we’ll let you know, and you can invite them to Pivo.

QUICK MONEY TRANSFER

Don’t worry about banking days or business hours! When you send money with Pivo, it will arrive in the recipient’s account immediately if the recipient's bank supports real-time payments.

REQUEST MONEY CONVENIENTLY

Did you pay for two? Ask your money back easily by sending the person a payment request on Pivo.

SPLIT EXPENSES EASILY

Did you pay the expenses for everyone? Let Pivo do the math and send many payment requests at a time.

PAY ONLINE

You can pay in thousands of online stores and apps through Pivo. It’s easy and secure: you don’t have to give your card details to the store, just accept the payment with a single swipe on Pivo.

MADE FOR YOU

Pivo was created in Finland, near our customers, as evidenced by the Key Flag Symbol awarded tous by the Association for Finnish Work. Pivo has 1.2 million registered users and seven out of ten would recommend it to a friend.
Updated on
Oct 18, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info and 3 others
This app may collect these data types
Location, Personal info and 6 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.1
10.7K reviews
Florian
November 1, 2023
Nice app so far. I'm using it just to categorize the costs. But as I have my private account and a home account at OP is shows permanently the expenses for both accounts. And there is no option to disable the home account and thus no possibility to just track my own costs from my privat one.
1 person found this review helpful
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Jani Andsten
February 7, 2024
App crashes every time I attempt to access the student benefits / card. Cannot get a student lunch due to this. Have removed cache/data, un-installed and reinstalled the app multiple times. I have a bank account and cards attached, no error is presented other than instant crash. Using Galaxy S24 and Android 14
4 people found this review helpful
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OP Ryhmä
February 13, 2024
Sorry you've had problems using Pivo! If the issue still persists, could you please contact our customer service (asiakaspalvelu@pivolompakko.fi), so we can look into your situation.
A Google user
April 8, 2019
Utterly disappointing. After the April 2019 upgrade the user experience has plummeted. All user data disappeared, basic functionalities were removed, the user interface is a step backwards, emphasis is given to promotional actions on the main page. Let alone the inability to perform contactless payments; this hasn't worked for me for a long long time. It's a pity, because the app showed potential in its previous form. Now it's a waste of storage space on my device.
73 people found this review helpful
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What's new

• Fixed notification settings.