3.6
30.9K reviews
1M+
Downloads
Content rating
Everyone
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About this app

Your dollars deserve the best. Our App has features to help you budget, save and stay on top of your finances.

Make payments
• Make fast and secure payments & transfers or schedule them for the future
• Google Pay™ - Pay with your mobile
• Digital Card - 24/7 access to a digital version of your Westpac card with a dynamic 3-digit CVC code to help you shop safer online
• Cardless Cash - withdraw up to $1,000 without your debit card from any Westpac, St.George, Bank of Melbourne or BankSA ATM

Track your savings and spending
• Savings Goals** – set a goal and track your progress
• Bills Calendar - manage all your bills and regular expenses in one place and set up payment reminders
• Savings Finder - discover potential savings on your subscriptions and bills.
• Compare your spending with transaction categories like groceries and rent
• Cash flow view – track monthly income and expenses to help you budget
• Get notifications when you spend and receive money
• Create personalised tags to easily identify spend e.g. Tag your
transactions that are 'tax deductible' or ‘holiday expenses’

Everyday banking tools
• Quick Balance - see your account balance at a glance and transfer money between accounts
• Activate, lock^ or cancel your card
• Contact Us from the App to skip security questions~
• ATM & Branch finder – locate your nearest Westpac, St.George, Bank of Melbourne, or BankSA ATM or branch

Rewards
Enjoy offers and discounts on popular shopping, entertainment and hospitality venues

Business customers can:
• Approve payments
• Manage user access
• Pay staff and creditors with payment templates

Things you should know:
*Claim based on "The Forrester Digital Experience Review™: Australian Mobile Banking Apps, Q4 2023" an evaluation of five Australian Banks.

** Savings Goals: Both an account holder and an authorised user can use the Savings Goal feature, including to view, add, edit and delete the savings goals on Westpac Life account.

^Locking your card will temporarily stop new transactions on your card for 15 days or until reactivated. The card will automatically reactivate after 15 days if you don’t cancel the card.

~Standard SMS, call or data charges apply.

Android, Google Play, Google Pay and the Google Play logo are trademarks of Google LLC.

Read the Westpac Online Banking Terms and Conditions at westpac.com.au/westpacliveterms and each relevant product or service at westpac.com.au/disclosure-documents before making a decision and consider whether this product is right for you.

©Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.
Updated on
Mar 20, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Financial info
This app may collect these data types
Personal info, Photos and videos, and Device or other IDs
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.7
29.5K reviews
Oztronix Aviation OZAV
February 25, 2024
It will be good if we can see more accounts in the Quick Balance screen, and to be listed as the more compact (smaller size) items. Like, to see the 4 accounts, or more per screen, will be much better, or as many as we want, to see or remove. Also, the compatibility support for older android systems is neglected, so that can be improved, eg. 3 android versions back, at least. Otherwise, pretty useful app, and very helpful.
1 person found this review helpful
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J M
November 30, 2022
After relying on the Westpac app for years, I am losing confidence & will stop using it, I give credit to the developer - I think the app is heading in the right direction w/ the personalized tags and would give a 5 stars IF/WHEN it works which is 50-50 at best. Since the upgrade, the app freezes, crashes, not letting biometrics or manual login or transfer, and the list of problems goes on. It has put me in a bad spots. What's the point of having a "state of the art" app that doesn't work?
16 people found this review helpful
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Masquerade as Sane
March 7, 2024
Not bad as a basic banking app, but I would like an easier way to check my pending balance without going in and calculating every last pending transaction each time. Doesn't need to be perfect, just a little note when you go in saying something like, preferable to keep within this amount until all pending transactions are processed. It's faster, easier, and will probably help prevent accidental overdraws for more forgetful people who get tired of trying to calculate the pendings.
37 people found this review helpful
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What's new

• This version includes other minor enhancements and bug fixes